About 2016-11-04T15:22:11+00:00

Welcome to Spector & Associates

Spector & Associates are a collection agency based in Melbourne providing a range of debt recovery and credit management services Australia wide.

30+ years experience

Our approach is informed by more than 30 years experience in the continuous provision of empathetic and effective services.

Owing to our experience, we understand the opportunity cost associated with unpaid accounts and the business resources that they demand to collect.

Our clients

We act for individuals, sole traders, SME’s, and corporate entities to achieve successful outcomes Australia wide.

The industries in which our clients operate are varied. As a result, we have the expertise needed to ensure efficient and positive outcomes no matter the circumstances.

Our methods

We invest heavily in technology to ensure time sensitive results for our clients.

We utilise a comprehensive in-house suite of outbound and inbound voice, electronic communications, IVR, self-serve, chat and letter based collections services.

Australia wide


$10 million+

under management

Licensed and

ACCC compliant

Legal ready in

all states

Very impressive service. We didn’t think the debt could be recovered and within a week it had been paid. We were kept informed as to every response the debtor gave, and our comments were acted upon immediately. I will definitely use Spector & Associates again.

Boyd Barton, Richmont Management

With nothing but a name and a disconnected mobile number, Spector & Associates was able to successfully collect my debt, which at that stage was nearly a year old. Submitting my debt was easy, and recovery commenced straight away. Excellent service.

Kameron Tavakoli, Grime to Shine Car Detailing

It took only 5 minutes to submit both of my debts. Unbelievably, they were paid in only a couple of weeks. One of them was over 2 years old but was still able to be collected! I just wish that I had found Spector & Associates sooner.

Jessy Sukkar, Freelance Stylist

Spector & Associates dealt with my clients with professionalism and respect. They took care of all of my overdue accounts within two weeks. I recommend them highly to any business who is considering debt collection.

Dean Munro, Quantity surveyor

Are you ready to move forward?